I’m sitting here looking over my most recent house appraisal. It’s down 15% from what we paid about 6 years ago. Because of this, I can’t refinance my loan. The real pisser here is that the appraisal is down because there simply aren’t any comparable sales in my town – I truly suspect if I [...]
Refinancing Disaster: Why the Mortgage System is Totally F*****D
by Pete Czech on 21 March, 2011 in NJ, Personal
Lunar Eclipse Photos: 12/21/10
by Pete Czech on 21 December, 2010 in NJ
Here are some photos from this mornings eclipse. Taken from my backyard in Rutherford, NJ, I used my Nikon D200, tripod mounted, with a Sigma 70-200 f2.8 with 1.4x teleconverter and a cable release:
Advice on NJ Speeding Tickets (Not quite how to beat them)
by Pete Czech on 22 May, 2008 in NJ, Personal
So, people who know me would say that occasionally I have a speed problem. Recently I was caught in a neighboring town going 16 over the limit. In NJ, we have a point system and this ticket was worth 4 points. That’s pretty big, most smaller violations are 2. What most people will do is [...]
Garrett Mountain, 2
by Pete Czech on 19 November, 2007 in NJ
I took another trip up to get the last of the Fall Foliage shots:
Garret Mountain
by Pete Czech on 26 October, 2007 in NJ
Garret Mountain is on the border of West Paterson and Paterson. I went out there to test some equipment and get some HDR’s of the old abandonments there. Check my HDR’s out at www.njhdr.com. Here are some other shots I got that day:
High Point, Oct 20
by Pete Czech on 24 October, 2007 in NJ
We took another trip up to High Point, NJ to capture some shots of the fall foliage. Not a great year for the color change, but we still got some good shots!
Meadowlands
by Pete Czech on 4 October, 2007 in NJ, Portfolio
The Meadowlands in Northern NJ is actually a growing nature preserve. All sorts of fish, birds and other wildlife are slowly returning.
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